At LiveWell Therapy Associates, we are happy to work with you to understand how insurance and the payment process works.

 
 

OUR FEES

Initial Evaluation: $210

Individual Session: $190

Couples/Family Session: $205

(*please note that most insurance companies do not cover couples therapy, given that relationship issues are not considered a billable, medically necessary diagnosis)

In-Network Insurance

LiveWell Therapy Associates accepts all in-network plans for:

  • Blue Cross Blue Shield

  • Tufts Health Plan (Tufts Commercial plans only, we cannot accept Tufts Public plans)

  • Harvard Pilgrim

We recommend that all clients call the 800 number on the back of their health care card to confirm coverage and ask about copays and any deductibles.

 

Self Pay

Many clients choose to self pay in order to guarantee the highest level of choice as well as protection of their healthcare privacy.

 

Out of Network Insurance

We also accept out of network insurance coverage for clients who have a plan that allows “out of network benefits” (for example Harvard Pilgrim, Beacon, Aetna and Cigna PPO plans).   Please call the 800 number on your insurance card to confirm coverage.  It is important for you to accurately understand  what your coverage is, including any deductibles to be met, co-payments due, as well as the need for authorizations.  Clients are financially responsible for any payments their insurance company does not provide.  If you are using out of network coverage, you must pay us our full fee at the time of the session and we will provide you with a bill to submit to your insurance company.  They will reimburse you directly in the amount of their out of network rate.

CANCELLATION FEE

Any cancellation made with less than 24 hours notice will result in a late cancellation fee of $150. This cannot be billed to insurance companies and is the full responsibility of the client.

Payment

Acceptable forms of payment are cash, check and all major credit cards.  HSA and FSA credit cards are accepted as well.  Payments are due at the time of each session.